Insurance Is Your Smart Shield
In Nigeria, unexpected events like floods, potholes, vandalism, or shop break-ins hit hard. Insurance is not just for peace of mind; it’s a financial safety net.
To get true value from it, you need to know how to use it proactively, not just collect it passively.
1. Use Your Towing & Roadside Services
- Real case: Ada and her family got stranded in Ajah. With Third-Party Plus’s towing cover, help arrived in 30 minutes, saving a late-night panic and expense.
- Tip: Store the Linkage hotline in your phone now.
2. Bundle for Better Value
Combine Motor + Property or SME covers to:
- Save on premiums
- Simplify renewals
- Get extra loyalty perks, like discounts or faster processing
3. Add the Right Riders
Customize your plan with:
- Strike, Riot & Civil Commotion (SRCC)
- Excess Buy-Back
- Medical expense cover
- Tracking devices (free on cars ₦3m+)
- Increase in Third Party Property Damage
- Flood
4. Update Your Policy When Life Changes
- Bought a new vehicle? Add it promptly
- Added a driver? Update details to avoid claim rejection
- Moved state or changed usage? Adjust coverage accordingly
5. Use Your Travel Cover
- Travel insurance helps with trip cancellations or medical needs abroad
- Travelled in the last 12 months? Review your premium; it may have expired
6. Track Your Renewals (Online or manually)
- Use the portal’s renewal reminders
- Renew early to avoid coverage gaps
7. Ask for Advice
- Agents are ready to explain exclusions and recommend upgrades
- Transparency ensures you are never curtailed at claim time
Don’t Just Pay. Use Your Insurance Policy.
An active policy is a living tool. Don’t wait for accidents or emergencies.
Discover how each feature of your Linkage plan protects you, and take advantage of them today.
Visit www.linkageassurance.com or call 0700 LINKCARE
