Compulsory Insurances

Compulsory Insurance Policies:

We provide cover for non-life insurance policies compelled by law, including the following: 

Builders Liability Occupier's (Public Building) Liability Healthcare Professional Indemnity Travel Insurance

This policy provides indemnity against Legal liability of the insured as damages and legal cost and expenses in respect of construction risk caused by Negligence, Error, Omission or Commission resulting into:

  1. Death bodily injury to or illness of employees or workmen of the contractor(s) or the Principal or any other firm connected with the contract work or members of their families at the constructive site
  2. Accidental bodily injury or illness (whether fatal or not) to third parties at the site;
  3. Accidental loss or damage to property belonging to third parties occurring in direct connection with the performance of the contract happening on or in the immediate vicinity of the Contract Site.

This policy provides indemnity against Legal liability of the insured arising from ownership, maintenance or use of the designated premises, including the right of ways immediately adjoining the premises or buildings resulting into death bodily injury or property damage sustained on or around the premises by any user or member of the public.

This policy provides indemnity for the insured as damages and legal cost and expenses arising from legal liability to clients and third parties for breach of contract or the duty to render the standard of service for which the professional has been hired resulting in death, disability or injury by shock involving the physicians the medical centre, medical institution, medical professionals including ancillary services like nursing, therapy, laboratory, investigations and vicarious liability arising specifically from:
  • Negligence (Failure of a practitioner to exercise the required standard of care for the protection of his/her patient)
  • Errors (Healthcare interventions not carried out as they ought to have been)
  • Mistakes (Errors in the judgment or the understanding of a diagnosis).
  • Omissions (Oversights in the clinical management of a patient).

Travel Insurance offers cover on medical, financial and other losses incurred while travelling outside the country of residence. It covers all travellers for holiday and business purposes in the event of accidents, sickness or loss of property.

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