Is Basic Third Party Insurance Enough? |Third Party Insurance

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Explore the Benefits of Linkage Assurance’s Third-Party Plus

In Nigeria, Third Party Motor Insurance is the minimum legal requirement for all vehicle owners. It provides important protection against legal liabilities arising from accidents involving third parties, covering bodily injury or death and damage to their property. But is this basic level of cover always enough to provide true peace of mind?

For many smart budget vehicle owners, the answer is no. While basic Third-Party Only Motor Insurance ensures you comply with the law, it leaves you vulnerable to the costs of repairing or replacing your own vehicle if it is damaged in an accident. This is where Linkage Assurance’s Third Party Plus offers a valuable upgrade.

Why Consider Linkage Assurance’s Third-Party Plus over Basic Third-Party?

  • Protection for Your Vehicle (Limited): One of the most significant advantages of Third-Party Plus by Linkage Assurance is that it extends beyond third-party liabilities to include some cover for damage to your own vehicle resulting from an accident. While it not as extensive as Comprehensive insurance cover, the Third-Party Plus cover provides a financial safety net you won’t have with basic Third-Party.

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  • Assistance When You Need It: Linkage Third-Party Plus typically includes limited towing services (up to ₦15,000 for Intra-city, and ₦25,000 for Inter-city). This can be invaluable if your vehicle breaks down or is damaged and needs to be moved.

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  • Enhanced Value for Money: For a relatively small increase in premium compared to basic Third-Party (starting from ₦30,000), you gain significant additional protection and benefits, making it an option with enhanced overall value.

Linkage Assurance PLC is committed to providing reliable, flexible, and affordable motor insurance solutions. If you are looking for more than just basic legal compliance and desire some protection for your own vehicle without the higher cost of comprehensive insurance, Linkage Third-Party Plus could be the perfect fit.

Don’t settle for the minimum. Explore the added benefits and enhanced protection of Linkage Assurance’s Third-Party Plus.

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