If you drive in Nigeria, one thing is certain: motor insurance is not optional. It’s a legal requirement, and beyond that, it’s your safety net against unexpected accidents, theft, or damage. But here’s the good news — with Linkage Assurance, buying motor insurance in Nigeria has never been simpler.
What is Motor Insurance in Nigeria?
In plain terms, motor insurance is financial protection for you, your car, and others on the road. Instead of paying huge sums when accidents, theft, or damage happen, your insurance provider (Linkage Assurance) covers the costs.
There are two major types of motor insurance in Nigeria:
Third Party Motor Insurance – Protects you if your car causes damage or injury to another person or their vehicle. This is the minimum legal requirement in Nigeria.
Comprehensive Car Insurance – Covers not just third parties but also your own car. Whether it’s theft, vandalization, malicious damage, fire, flood, or accident damage, comprehensive insurance gives you full protection.
Why You Need Motor Insurance in Nigeria
Still wondering if you really need motor insurance? Here are three undeniable reasons:
- It’s the law. FRSC requires every driver to have at least motor third party insurance.
- Accidents are expensive. A single fender bender can cost more than your annual premium.
- Peace of mind. With Linkage Assurance, you drive knowing you’re covered against life’s uncertainties.
How to Buy Linkage Motor Insurance (3 Easy Ways)
At Linkage Assurance, we’ve simplified the entire process. Whether you prefer digital convenience or face-to-face support, we’ve got you covered:
- Buy Car Insurance Online in Nigeria
Visit www.linkageassurance.com
Select Buy Online → Motor Insurance
Fill in your vehicle details (plate number, model, year, value)
Get instant quotes for On-the-Go, Star, Diamond, or Platinum plans
Pay securely by card or bank transfer
Download your e-policy instantly and start driving with confidence.
- Walk Into Any Linkage Branch
Prefer in-person service? Simply walk into our branches in Lagos, Abuja, Port Harcourt, or Enugu. No appointment needed. Just fill out a short form, make payment, and leave with your policy the same day.
- Through a Licensed Agent
If you need personalized guidance, a Linkage agent can come to your home or office. They’ll explain your options, help you choose the right plan, and issue your policy immediately.
FAQs About Motor Insurance in Nigeria
Is third party motor insurance compulsory in Nigeria?
Yes, every vehicle owner must have at least third party insurance under Nigerian law.
How fast can I get a Linkage motor insurance policy?
Online: Instantly
Branch: Same day
Agent: Usually within hours
Can I insure a fleet of cars?
Absolutely. Linkage Assurance offers comprehensive fleet coverage, including the Platinum plan with up to ₦1 million own damage cover.
Driving without insurance is risky and costly. With Linkage motor insurance, you secure your future against accidents, theft, and damage.
Take control of your protection today.
Visit www.linkageassurance.com or call 0700 LINKCARE to get started.
