Why Third-Party Plus Is a Smart Upgrade for Budget-Conscious Drivers

third party insurance

For most Nigerian drivers, car insurance is just about meeting the legal requirement; buy the cheapest Third-Party insurance and move on but what happens when an accident damages your own car? Suddenly, those “savings” vanish into costly repairs.

That’s where Third-Party Plus Insurance from Linkage Assurance comes in. It is a smart, budget-friendly upgrade that gives you more protection without breaking the bank.

What Is Third-Party Plus Insurance?

Third-Party Plus is a step above the basic Third-Party Only policy. It not only covers damage to other people’s cars and property, but also gives you:

  • Up to ₦500,000 cover for your own vehicle if damaged in an accident
  • Free towing assistance in case of breakdown or collision
  • All the legal compliance of Third-Party Only

It’s the best of both worlds, affordable premiums plus extra protection for your own car.

Why It’s Perfect for Budget-Conscious Drivers

  1. Affordable Upgrade
     For a small increase in premium, you enjoy far more value than the bare minimum.
  2. Own-Damage Protection
     Unlike Third-Party Only, Third-Party Plus gives you financial help to repair your own car after an accident.
  3. Emergency Towing Included
     Breakdowns or accidents are stressful enough, towing support ensures you’re not stranded.
  4. Peace of Mind on Nigerian Roads
     From potholes to reckless drivers, accidents happen. Knowing you’re protected makes every journey less stressful.

Who Should Choose Third-Party Plus?

  • First-time car owners who want protection without high costs
  • Students and young professionals working with limited budgets
  • Daily commuters exposed to high accident risks
  • Anyone upgrading from Third-Party Only but not ready for Comprehensive

At Linkage Assurance, we designed Third-Party Plus with you in mind:

  • Fast and easy sign-up – Online, through our agents, or at any branch
  • Reliable claims settlement – Trusted for decades to deliver when it matters most
  • Affordable premiums – Designed to fit your pocket without cutting corners
  • Customer-first service – From policy purchase to claims, we’ve got your back

If you’ve been sticking to Third-Party Only just to tick the legal box, it’s time to think bigger. Third-Party Plus Insurance is your opportunity to enjoy real protection covering your own car, offering roadside help, and still keeping your costs low.

Don’t wait until an accident proves how exposed you are.
Upgrade to Linkage Assurance’s Third-Party Plus today by clicking here and drive with peace of mind.

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